+34% above market
median 1,261 €/m² for comparable properties
91,480 € 1,694 €/m²
Rent covers ~ 96% of the payment
~ 389 €/mo rent · you top up ~ 17 €/mo
Sale53,000 €1,177 €/m²
Expected rent283 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in Bansko (914 properties)
Area
45 m²
Floor
2 / 5
Construction
Brick
Year
2008
Yield analysis
Good investment rating
Monthly payment235 €20% down payment · 20 yrs · 3%
Expected rent283 €at market conditions for the neighbourhood
The rent covers 120% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for apartments in Bansko (914 properties) — 1,177 €/m² against 1,261 €/m².
Studio apartment with an area of 45 sq m, located in the town of Bansko, Blagoevgrad region. The property is situated on the second floor of a five-storey residential building with an elevator.
The layout includes an entrance hall, living room with kitchenette and sleeping area, bathroom with toilet, and a terrace with south aspect and views of the Pirin mountain. The space is functionally organized for a one-room apartment.
The building is brick construction from 2008, well maintained with low maintenance fees. There are separate utility meters for electricity and water, which facilitates cost management.
The location is quiet and well connected, within walking distance to the town centre, city park, and amenities such as shops and restaurants. The gondola lift is about 20 minutes on foot.
Suitable property both for personal use and for rental, combining convenience and proximity to nature.
With 20% down over 20 years the monthly mortgage payment is about 235 €, against an expected local rent of 283 €. The rent covers the whole payment (120%).
Pros and cons
AI summaryPros
- south aspect
- terrace with view
- elevator
- close to park
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- entrance hall
- living room
- sleeping area
- bathroom
- terrace
Amenities
- Elevator
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 1
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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