Sale

Four-room apartment with large terrace in Mikhailovo district, Bankya

Bankya
Published: 9 January 2026 Updated: 11 September 2026
Sale265,000 €1,318 €/m²
Expected rent597 € /mo

~158,000 € BELOW MARKET

good value

against the median for apartments in Bankya (95 properties)

Area
201 m²
Floor
4 / 4
Construction
Brick
Year
2019
Heating
Local Heating

Yield analysis

Low investment rating

2.7% / yr
Monthly payment1,176 €20% down payment · 20 yrs · 3%
Expected rent597 €at market conditions for the neighbourhood

The rent covers 51% of the payment — you top up about 579 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 37 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 0% · 100 €
  1. 264,900 €4 June 2026Initial price
  2. 265,000 €▲ 100 € (0%) 4 July 2026Price increasedCurrent

Property analysis

This apartment is priced about 158,000 € below the typical price (the median) for apartments in Bankya (95 properties) — 1,318 €/m² against 2,104 €/m².

4-room apartment in Sofia, Mikhailovo district, Bankya, located on the top floor of a small building with 7 apartments.
The layout includes two large bedrooms with French windows and terraces, a spacious living room with kitchenette, and a shared large terrace of 75 sq m.
The building is brick, built in 2019, with Act 16 and includes parking for two cars. The property is renovated and offers access control.
The location is quiet, surrounded by pine forest and greenery, with panoramic views of Vitosha, Lyulin and Stara Planina.
Suitable for people seeking a spacious home close to nature with amenities for family living.

With 20% down over 20 years the monthly mortgage payment is about 1,176 €, against an expected local rent of 597 €. The rent covers 51% of it.

The asking price has risen by 100 € (0%) since it was first listed.

Source: Market statistics for apartments in Bankya

Pros and cons

AI summary
Pros
  • large terrace
  • parking for two cars
  • panoramic view
  • new-build
Cons
  • top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 37% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 266 days.

  3. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  4. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room

Amenities

  • With Parking
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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