Sale−33% below market

3-bedroom apartment in Bankya

Bankya
Published: 10 March 2026 Updated: 1 June 2026
Sale181,240 €1,868 €/m²
Expected rent596 € /mo
Area
97 m²
Floor
0 / 3
Construction
Brick

Yield analysis

Low investment rating

3.9% / yr
Monthly payment804 €20% down payment · 20 yrs · 3%
Expected rent596 €at market conditions for the neighbourhood

The rent covers 74% of the payment — you top up about 208 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced 33% below the typical price (the median) for comparable properties — 1,407 €/m² against 2,104 €/m².

With 20% down over 20 years the monthly mortgage payment is about 804 €, against an expected local rent of 596 €. The rent covers 74% of it.

This property is advertised in 4 offers, all from the same agency. The gap between the cheapest and the dearest is 10,185 €. It has been listed for 206 days.

Source: Market statistics for apartments in Bankya

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 4 listings, and the prices differ by about 5%.

  2. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 33% below the average for comparable properties.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 206 days.

  4. Is there enough daylight, and does damp appear? What are the heating bills like?

    Because: The advertised exposure faces north only.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator
  • With Parking

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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