At market level
median 2,104 €/m² for comparable properties
129,800 € 1,996 €/m²
Rent covers ~ 105% of the payment
~ 604 €/mo rent · pays for itself in ~ 18 yrs
Sale190,000 €2,235 €/m²
Expected rent597 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in Bankya (96 properties)
Area
85 m²
Floor
2 / 3
Construction
Brick
Year
2025
Heating
Gas
Yield analysis
Low investment rating
Monthly payment843 €20% down payment · 20 yrs · 3%
Expected rent597 €at market conditions for the neighbourhood
The rent covers 71% of the payment — you top up about 246 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for apartments in Bankya (96 properties) — 2,235 €/m² against 2,104 €/m².
Apartment with two rooms in a small residential building in Bankya, Ivaniane residential area. The property is located on the second of three floors and has an area of 85 sq m.
With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 597 €. The rent covers 71% of it.
Pros and cons
AI summaryPros
- functional layout
- southwest aspect
- new-build
- parking space
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2025.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bathroom
Amenities
- With Parking
- Internet Connection
- Video Surveillance
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
- Furnishing
- Yes
Location
Similar properties nearby
−21% below market
median 2,104 €/m² for comparable properties
70,000 € 1,666 €/m²
Rent covers ~ 192% of the payment
~ 597 €/mo rent · pays for itself in ~ 10 yrs
At market level
median 2,104 €/m² for comparable properties
164,120 € 1,977 €/m²
Rent covers ~ 82% of the payment
~ 597 €/mo rent · you top up ~ 131 €/mo
At market level
median 2,104 €/m² for comparable properties
243,600 € 2,064 €/m²
Rent covers ~ 56% of the payment
~ 604 €/mo rent · you top up ~ 477 €/mo
At market level
median 2,104 €/m² for comparable properties
188,600 € 2,300 €/m²
Rent covers ~ 71% of the payment
~ 597 €/mo rent · you top up ~ 240 €/mo
+33% above market
median 2,104 €/m² for comparable properties
260,000 € 2,795 €/m²
Rent covers ~ 52% of the payment
~ 604 €/mo rent · you top up ~ 550 €/mo
+25% above market
median 2,104 €/m² for comparable properties
155,000 € 2,627 €/m²
Rent covers ~ 87% of the payment
~ 597 €/mo rent · you top up ~ 91 €/mo
+41% above market
median 2,104 €/m² for comparable properties
297,000 € 2,970 €/m²
Rent covers ~ 46% of the payment
~ 604 €/mo rent · you top up ~ 714 €/mo