At market level
median 935 €/m² for comparable properties
529,990 € 883 €/m²
Rent covers ~ 29% of the payment
~ 679 €/mo rent · you top up ~ 1,672 €/mo
Sale119,000 €753 €/m²
Expected rent679 € /mo
~28,500 € BELOW MARKET
good value
against the median for houses in Ruse (344 properties)
Area
158 m²
Land Area
290 m²
Construction
Brick
Yield analysis
Good investment rating
Monthly payment528 €20% down payment · 20 yrs · 3%
Expected rent679 €at market conditions for the neighbourhood
The rent covers 129% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 15 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 28,500 € below the typical price (the median) for houses in Ruse (344 properties) — 753 €/m² against 935 €/m².
The house is located in the Druzhba 1 district of Ruse, near Vasil Levski Secondary School and Zvezditsa kindergarten.
The layout includes two floors with a separate entrance to the second floor, where there is a living area with kitchen, two bedrooms, and a bathroom with toilet. The ground floor contains a bread oven and a shop for sales.
The building is brick-built and in good condition, with PVC windows and terracotta flooring.
The location offers conveniences such as a school and kindergarten nearby, making it suitable for families.
The property combines residential and commercial functions, making it practical for combined use or business with residence.
With 20% down over 20 years the monthly mortgage payment is about 528 €, against an expected local rent of 679 €. The rent covers the whole payment (129%).
Pros and cons
AI summaryPros
- two-storey structure
- separate entrance
- shop on ground floor
- close to school
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- oven
- shop
- hallway
- living area with kitchen
- two bedrooms
- bathroom
Details
- Category
- Residential
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
+92% above market
median 935 €/m² for comparable properties
129,000 € 1,791 €/m²
Rent covers ~ 119% of the payment
~ 679 €/mo rent · pays for itself in ~ 16 yrs