At market level
median 1,723 €/m² for comparable properties
95,000 € 1,696 €/m²
Rent covers ~ 86% of the payment
~ 361 €/mo rent · you top up ~ 60 €/mo
Sale153,000 €1,224 €/m²
Expected rent572 € /mo
~33,000 € BELOW MARKET
good value
against the median for 4-room apartments in Centyr (94 properties)
Area
125 m²
Floor
2 / 4
Construction
Brick
Year
1980
Yield analysis
Fair investment rating
Monthly payment679 €20% down payment · 20 yrs · 3%
Expected rent572 €at market conditions for the neighbourhood
The rent covers 84% of the payment — you top up about 107 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 33,000 € below the typical price (the median) for 4-room apartments in Centyr (94 properties) — 1,224 €/m² against 1,488 €/m².
The apartment is located in Veliko Tarnovo, Center district.
The layout includes a living room with kitchen, lounge, two bedrooms, three terraces, storage room, bathroom and toilet, providing convenience and functionality.
The building is monolithic concrete with brick, built in 1980, and the apartment is on the second intermediate floor with north/south aspect.
The location is in the central part of the city, offering easy access to urban infrastructure and services.
The property is suitable for family use with balanced layout and good location.
With 20% down over 20 years the monthly mortgage payment is about 679 €, against an expected local rent of 572 €. The rent covers 84% of it.
Pros and cons
AI summaryPros
- functional layout
- three terraces
- central location
Cons
- in need of renovation
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 18% below the average for comparable properties.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 269 days.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- lounge
- bedroom
- bedroom
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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