At market level
median 1,723 €/m² for comparable properties
95,000 € 1,696 €/m²
Rent covers ~ 86% of the payment
~ 361 €/mo rent · you top up ~ 60 €/mo
Sale128,000 €1,505 €/m²
Expected rent451 € /mo
~14,500 € BELOW MARKET
good value
against the median for 3-room apartments in Centyr (152 properties)
Area
85 m²
Floor
3 / 3
Construction
Brick
Yield analysis
Fair investment rating
Monthly payment568 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood
The rent covers 79% of the payment — you top up about 117 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 14,500 € below the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,505 €/m² against 1,679 €/m².
3-room apartment in Veliko Tarnovo, Center district.
The layout includes a corridor, kitchen, living room with walk-through access to a second bedroom, bathroom with toilet, storage room, and terrace.
The property is in a monolithic brick building on the third floor of three, requires renovation, and allows adaptation according to the new owner's needs.
The location is convenient, close to institutions, shops, bus stops, and schools.
Suitable for those looking for a home with customization potential in a central urban environment.
With 20% down over 20 years the monthly mortgage payment is about 568 €, against an expected local rent of 451 €. The rent covers 79% of it.
This property is advertised in 2 offers from 2 different sellers. The gap between the cheapest and the dearest is 500 €. It has been listed for 274 days.
Pros and cons
AI summaryPros
- functional layout
- south / east aspect
- terrace
Cons
- top floor
- needs renovation
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 274 days.
Who am I negotiating with, and who is authorised to agree a price?
Because: The property appears in 2 listings at the same price.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- kitchen
- bedroom
- living room
- second bedroom
- bathroom
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
EEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Location
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