Sale

3-room apartment on the ground floor in the centre of Veliko Tarnovo with terrace

Veliko TyrnovoCentyr
Published: 10 February 2026 Updated: 24 September 2026
Sale145,000 €1,768 €/m²
Expected rent451 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Centyr (152 properties)

Area
82 m²
Floor
0 / 2
Construction
Brick
Year
1970
Heating
Gas

Yield analysis

Low investment rating

3.7% / yr
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood

The rent covers 70% of the payment — you top up about 192 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 6.5% · 10,000 €
  1. 155,000 €10 February 2026Initial price
  2. 145,000 €▼ 10,000 € (6.5%) 7 April 2026Price reducedCurrent

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,768 €/m² against 1,679 €/m².

3-room apartment in Veliko Tarnovo, located in the central area.

The layout includes an entrance hall, a large room, a second room with a kitchenette and a terrace, as well as a bathroom and toilet.

The building is brick from 1970, the apartment is on the ground floor and has a basement, attic and shared parts of the yard with parking possibility.

The location is convenient for access to city infrastructure and services, while also offering the possibility to use the yard.

The property is suitable for residential or office use, combining functionality and convenience in a central urban environment.

With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 451 €. The rent covers 70% of it.

This property is advertised in 2 offers, all from the same agency. The gap between the cheapest and the dearest is 10,000 €. It has been listed for 235 days. The asking price has fallen by 10,000 € (6.5%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • parking space
  • basement and attic
Cons
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 2 listings, and the prices differ by about 6%.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 235 days.

  3. Is there still room to negotiate?

    Because: The price has been cut once, by about 6%.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • room
  • room
  • bathroom

Amenities

  • With Parking

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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