Sale

Three-room apartment in the centre of Veliko Tarnovo with separate zone

Veliko TyrnovoCentyr
Published: 3 July 2026 Updated: 9 September 2026
Sale164,900 €2,061 €/m²
Expected rent451 € /mo

~30,500 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Centyr (152 properties)

Area
80 m²
Floor
2 / 6
Construction
Brick

Yield analysis

Low investment rating

3.3% / yr
Monthly payment732 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood

The rent covers 62% of the payment — you top up about 281 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 30,500 € above the typical price (the median) for 3-room apartments in Centyr (152 properties) — 2,061 €/m² against 1,679 €/m².

Apartment with three rooms, located on the second floor of a residential building in the centre of Veliko Tarnovo. The property includes a main two-room apartment and an independent zone with a separate entrance.

The layout is functional, with the main part containing a living room with kitchenette, bedroom, bathroom and terrace, while the separate zone has a bedroom, bathroom and laundry room.

The building is brick, with an elevator and parking, and the property is renovated and equipped with internet and access control.

The location is convenient for living and business, offering the possibility of additional income through short-term rental.

The property is suitable both for personal use and investment, thanks to its combined functionality and location.

With 20% down over 20 years the monthly mortgage payment is about 732 €, against an expected local rent of 451 €. The rent covers 62% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • southern aspect
  • separate independent zone
  • elevator and parking
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • living room
  • bedroom
  • bathroom
  • bedroom
  • bathroom

Amenities

  • Elevator
  • With Parking
  • Internet Connection
  • Active Business
  • Access Control
  • Renovated

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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