Sale

Three-room apartment with terrace in Center, Veliko Tarnovo

Veliko TyrnovoCentyr
Published: 2 January 2026 Updated: 30 September 2026
Sale124,000 €1,569 €/m²
Expected rent451 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Centyr (152 properties)

Area
79 m²
Floor
4 / 6
Construction
Panel
Year
1980
Heating
District Heating

Yield analysis

Fair investment rating

4.4% / yr
Monthly payment550 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood

The rent covers 82% of the payment — you top up about 99 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 1.4% · 1,800 €
  1. 131,800 €2 January 2026Initial price
  2. 130,000 €▼ 1,800 € (1.4%) 7 January 2026Price reducedCurrent

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,569 €/m² against 1,679 €/m².

Apartment with three rooms in the wide center of Veliko Tarnovo, in the area above Nova Hospital.

Layout: spacious living room, two bedrooms (one with terrace), bathroom, separate toilet, storage room and corridor.

The building is prefab panel, the apartment is on an intermediate floor and has an elevator. There is external and internal thermal insulation and replaced window frames. Heating is provided by air conditioners and local heating with a pellet stove.

The location offers convenient access to shops, schools, pharmacies and eateries, with free parking right next to the block.

Suitable for permanent living with a functional layout and amenities for comfortable life.

With 20% down over 20 years the monthly mortgage payment is about 550 €, against an expected local rent of 451 €. The rent covers 82% of it.

This property is advertised in 2 offers from 2 different sellers. The gap between the cheapest and the dearest is 7,800 €. It has been listed for 298 days. The asking price has fallen by 1,800 € (1.4%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • south aspect
  • functional layout
  • elevator
  • external and internal insulation
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 2 listings, and the prices differ by about 6%.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 298 days.

  3. Is there still room to negotiate?

    Because: The price has been cut once, by about 1%.

  4. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  5. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • storage room
  • corridor

Amenities

  • Elevator
  • With Parking
  • Renovated

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Location

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