Sale

3-room apartment in the centre of Veliko Tarnovo with terrace

Veliko TyrnovoCentyr
Published: 1 October 2026 Updated: 1 October 2026
Sale155,000 €2,348 €/m²
Expected rent451 € /mo

~44,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Centyr (152 properties)

Area
66 m²
Floor
2 / 5
Construction
Brick

Yield analysis

Low investment rating

3.5% / yr
Monthly payment688 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood

The rent covers 66% of the payment — you top up about 237 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 29 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 44,000 € above the typical price (the median) for 3-room apartments in Centyr (152 properties) — 2,348 €/m² against 1,679 €/m².

3-room apartment in Veliko Tarnovo, located in the central part of the city. The property is on the second floor of a five-storey brick building.

The layout includes a spacious living room with an open kitchen, two bedrooms, a corridor, and a renovated bathroom with toilet. One of the bedrooms has a south-facing terrace, providing additional light and comfort.

The building is brick, and the apartment has been extensively renovated with quality materials such as laminate, terracotta tiles, and PVC windows. Heating is planned via gas installation, but the building is not yet connected to gas; an air conditioner is installed.

The location offers convenient access to public transport, shops, schools, and kindergartens, making the property suitable for permanent residence or investment.

The property is functional and ready to use, combining the advantages of a central location with a practical layout.

With 20% down over 20 years the monthly mortgage payment is about 688 €, against an expected local rent of 451 €. The rent covers 66% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • south aspect
  • quality materials
  • central location
Cons
  • gas installation without connection

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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