Sale

Three-room apartment in the centre of Veliko Tarnovo with two terraces

Veliko TyrnovoCentyr

Published: 3 February 2026 Updated: 24 September 2026

Sale160,000 €1,280 €/m²

Expected rent451 € /mo

~50,000 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (152 properties)

Area

125 m²

Floor

4 / 6

Construction

Brick

Yield analysis

Low investment rating

3.4% / yr

Monthly payment710 €20% down payment · 20 yrs · 3%

Expected rent451 €at market conditions for the neighbourhood

The rent covers 64% of the payment — you top up about 259 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 50,000 € below the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,280 €/m² against 1,679 €/m².

The apartment is located in the quiet streets of the centre of Veliko Tarnovo, close to the Cooperative Market and Druzhba Park.

The layout includes two bedrooms, a living room, kitchen, dining room, bathroom/toilet, corridor with built-in wardrobe and two terraces, providing convenient internal functionality.

The building is brick, from older construction, and the property is maintained and bright with southwest and north aspects.

The location offers quick access to administrative buildings and green areas, which is convenient for city living.

The property is suitable for a family home with a good combination of space and location.

With 20% down over 20 years the monthly mortgage payment is about 710 €, against an expected local rent of 451 €. The rent covers 64% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary

Pros

functional layout
two terraces
southwest aspect
attic room and cellar

Cons

older construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 24% below the average for comparable properties.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 242 days.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.