At market level
median 1,723 €/m² for comparable properties
95,000 € 1,696 €/m²
Rent covers ~ 86% of the payment
~ 361 €/mo rent · you top up ~ 60 €/mo
Sale185,600 €1,767 €/m²
Expected rent451 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Centyr (152 properties)
Area
105 m²
Floor
3 / 6
Construction
Brick
Year
2005
Yield analysis
Low investment rating
Monthly payment823 €20% down payment · 20 yrs · 3%
Expected rent451 €at market conditions for the neighbourhood
The rent covers 55% of the payment — you top up about 372 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 34 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,767 €/m² against 1,679 €/m².
The apartment is located in Veliko Tarnovo, in the wider centre.
The layout includes a living room with kitchenette, two bedrooms, two terraces and sanitary facilities, with one of the bedrooms having its own terrace.
The building is brick from 2005, with an elevator and gas supply, and the apartment is finished to plaster and screed level with PVC windows and solid wood doors.
The location is convenient, close to schools, kindergartens, shops and a hospital, providing good infrastructure.
The property is suitable for family living or investment with rental potential.
With 20% down over 20 years the monthly mortgage payment is about 823 €, against an expected local rent of 451 €. The rent covers 55% of it.
Pros and cons
AI summaryPros
- functional layout
- garage with separate utilities
- elevator in building
- good location
Cons
- finished to plaster level
Questions for the viewing
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Layout
- living room
- bedroom
- bedroom
- bathroom
- toilet
- corridor
Amenities
- Elevator
- Renovated
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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