Sale

Three-room apartment in the Center of Veliko Tarnovo with two terraces

Veliko TyrnovoCentyr

Published: 7 January 2026 Updated: 25 September 2026

Sale154,500 €1,545 €/m²

Expected rent451 € /mo

~13,500 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (152 properties)

Area

100 m²

Floor

3 / 4

Construction

Brick

Year

1960

Heating

District Heating

Yield analysis

Low investment rating

3.5% / yr

Monthly payment685 €20% down payment · 20 yrs · 3%

Expected rent451 €at market conditions for the neighbourhood

The rent covers 66% of the payment — you top up about 234 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 29 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 13,500 € below the typical price (the median) for 3-room apartments in Centyr (152 properties) — 1,545 €/m² against 1,679 €/m².

Apartment with three rooms in Veliko Tarnovo, Center district, located on the third floor of a four-storey brick building.
Layout includes corridor, kitchenette, dining room, living room, two bedrooms, two terraces (one glazed), bathroom and toilet.
The building dates from 1960, with well-maintained common areas and district heating; the property requires renovation and updating.
The location is convenient, close to public transport, shops, park and educational institutions.
The property is suitable for residence or investment with potential for improvement and adaptation according to needs.

With 20% down over 20 years the monthly mortgage payment is about 685 €, against an expected local rent of 451 €. The rent covers 66% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary

Pros

two terraces
well-maintained common areas
central location

Cons

needs renovation
wooden window frames

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

What feedback have previous viewers given?
Because: We have been tracking this listing for about 269 days.
What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1960 — about 66 years old.