Sale

Three-room apartment with terrace in the centre of Varna

VarnaCentyr
Published: 2 October 2026 Updated: 2 October 2026
Sale192,000 €1,959 €/m²
Expected rent883 € /mo

~87,000 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (245 properties)

Area
98 m²
Floor
6 / 8
Construction
Brick
Year
2026

Yield analysis

Fair investment rating

5.5% / yr
Monthly payment852 €20% down payment · 20 yrs · 3%
Expected rent883 €at market conditions for the neighbourhood

The rent covers 104% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 87,000 € below the typical price (the median) for 3-room apartments in Centyr (245 properties) — 1,959 €/m² against 2,846 €/m².

Three-room apartment in Varna city, Centre district, located on the sixth floor of eight in a new brick building. The property has an area of 98 sq m and offers amenities such as an elevator and access control.

The layout includes an entrance hall, spacious living room with kitchenette and access to a south-facing panoramic terrace, two separate bedrooms, one of which has a small terrace, bathroom with toilet, and storage/laundry room.

The building is new-build from 2026, constructed with brick materials and equipped with all necessary communications. The apartment is offered unfinished (BDS standard), allowing completion according to personal preferences.

The location is central, providing quick access to shops, eateries, administrative services, and transport connections, as well as proximity to the Sea Garden and the coastal area.

The property is suitable for permanent residence or investment, combining functionality and convenience in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 852 €, against an expected local rent of 883 €. The rent covers the whole payment (104%).

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • south aspect
  • new brick building
  • elevator
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 31% below the average for comparable properties.

  2. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
1

Location

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