Sale

3-room apartment in Stara Zagora, Zheleznik with three terraces

Stara ZagoraJeleznik - Centyr

Published: 9 September 2026 Updated: 9 September 2026

Sale120,000 €1,200 €/m²

Expected rent398 € /mo

~20,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Jeleznik - Centyr (208 properties)

Area

100 m²

Floor

6 / 8

Construction

Panel

Yield analysis

Low investment rating

4% / yr

Monthly payment532 €20% down payment · 20 yrs · 3%

Expected rent398 €at market conditions for the neighbourhood

The rent covers 75% of the payment — you top up about 134 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 20,000 € above the typical price (the median) for 3-room apartments in Jeleznik - Centyr (208 properties) — 1,200 €/m² against 1,000 €/m².

The apartment is located in the city of Stara Zagora, Zheleznik district, in the central part of the area.

The layout includes two separate bedrooms with a shared terrace, a living room with a loggia, a dining room with a balcony and kitchenette, as well as a bathroom with toilet, separate toilet, and laundry room. The three terraces are spacious and open, with an east-west aspect.

The building is prefab panel from 1988, with an elevator and access control. Heating is electric, with the bathroom and toilet renovated, while the rest of the apartment requires updating.

The location is convenient, close to kindergarten, school, bus stops, and shops. The building is approved for insulation with funds from European sources.

The property is suitable for family use with good functionality and potential for improvements according to the new owner's needs.

With 20% down over 20 years the monthly mortgage payment is about 532 €, against an expected local rent of 398 €. The rent covers 75% of it.

Source: Market statistics for 3-room apartments in Jeleznik - Centyr

Pros and cons

AI summary

Pros

functional layout
three terraces
elevator
east-west aspect

Cons

prefab panel construction
partial renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.