Sale

Four-room apartment in Shumen Center with two terraces

ShumenCentyr
Published: 20 March 2026 Updated: 2 October 2026
Sale142,000 €1,392 €/m²
Expected rent400 € /mo

~30,500 € BELOW MARKET

good value

against the median for apartments in Centyr (284 properties)

Area
102 m²
Floor
5 / 6
Construction
Brick
Year
1980

Yield analysis

Low investment rating

3.4% / yr
Monthly payment630 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 63% of the payment — you top up about 230 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 30,500 € below the typical price (the median) for apartments in Centyr (284 properties) — 1,392 €/m² against 1,692 €/m².

Apartment with an area of 102 sq m, located in the city of Shumen, Center.
The layout includes a L-shaped corridor, spacious living room, kitchen, dining room, two bedrooms, bathroom, toilet, storage room and two terraces.
The building is brick from 1980, the apartment is on the 5th floor out of 6 and features PVC windows and a new entrance door. Heating and cooling are provided by an air conditioner.
The location is central, close to schools, shops and transport connections.
The property is suitable for family use with a convenient location and functional layout.

With 20% down over 20 years the monthly mortgage payment is about 630 €, against an expected local rent of 400 €. The rent covers 63% of it.

Source: Market statistics for apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • central location
  • PVC windows
Cons
  • air conditioning heating
  • penultimate floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 18% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 196 days.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  4. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • kitchen
  • dining room
  • bedroom
  • bedroom
  • bathroom
  • toilet

Amenities

  • Access Control

Details

Category
Residential
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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