+14% above market
median 1,298 €/m² for comparable properties
151,900 € 1,474 €/m²
Rent covers ~ 81% of the payment
~ 545 €/mo rent · you top up ~ 129 €/mo
Sale115,000 €1,474 €/m²
Expected rent545 € /mo
~14,000 € ABOVE MARKET
above market
against the median for 3-room apartments in Gagarin (221 properties)
Area
78 m²
Floor
4 / 4
Construction
Panel
Yield analysis
Fair investment rating
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent545 €at market conditions for the neighbourhood
The rent covers 107% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 14,000 € above the typical price (the median) for 3-room apartments in Gagarin (221 properties) — 1,474 €/m² against 1,298 €/m².
3-room apartment in the Gagarin district, Plovdiv, located on the 4th floor of 4 in a prefab panel building without an elevator. The property has a total area of 78 sq m and offers two bedrooms, living room, separate kitchen, bathroom and toilet.
With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 545 €. The rent covers the whole payment (107%).
Pros and cons
AI summaryPros
- two terraces
- three aspects
- parking near building
Cons
- no elevator
- in need of renovation
- walk-through room
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
- kitchen
- bathroom
- toilet
Amenities
- With Transition
- With Parking
- Access Control
- Needs Renovation
Exposure
AI summarySSouth
Maximum sunlight throughout the day
EEast
Morning sun, cooler afternoons
WWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,318 €/m² for comparable properties
242,600 € 1,325 €/m²
Rent covers ~ 48% of the payment
~ 512 €/mo rent · you top up ~ 564 €/mo
At market level
median 1,278 €/m² for comparable properties
97,700 € 1,338 €/m²
Rent covers ~ 107% of the payment
~ 464 €/mo rent · pays for itself in ~ 18 yrs
+17% above market
median 1,298 €/m² for comparable properties
155,900 € 1,499 €/m²
Rent covers ~ 79% of the payment
~ 545 €/mo rent · you top up ~ 147 €/mo
At market level
median 1,298 €/m² for comparable properties
169,100 € 1,386 €/m²
Rent covers ~ 73% of the payment
~ 545 €/mo rent · you top up ~ 205 €/mo
+13% above market
median 1,298 €/m² for comparable properties
155,900 € 1,470 €/m²
Rent covers ~ 79% of the payment
~ 545 €/mo rent · you top up ~ 147 €/mo
+17% above market
median 1,278 €/m² for comparable properties
109,200 € 1,495 €/m²
Rent covers ~ 96% of the payment
~ 464 €/mo rent · you top up ~ 20 €/mo
At market level
median 1,278 €/m² for comparable properties
89,999 € 1,304 €/m²
Rent covers ~ 116% of the payment
~ 464 €/mo rent · pays for itself in ~ 16 yrs