Sale

Three-room apartment with two terraces in Gorna Oryahovitsa

Oblast Veliko TyrnovoGorna Oryahovica
Published: 22 January 2026 Updated: 30 September 2026
Sale106,000 €1,092 €/m²
Expected rent332 € /mo

AT MARKET LEVEL

fairly priced

against the median for apartments in Gorna Oryahovica (180 properties)

Area
97 m²
Floor
1 / 4
Construction
Brick
Year
1970

Yield analysis

Low investment rating

3.8% / yr
Monthly payment470 €20% down payment · 20 yrs · 3%
Expected rent332 €at market conditions for the neighbourhood

The rent covers 71% of the payment — you top up about 138 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for apartments in Gorna Oryahovica (180 properties) — 1,092 €/m² against 1,078 €/m².

Apartment with three rooms, located in the town of Gorna Oryahovitsa, Veliko Tarnovo region.

The layout includes two bedrooms, a living room, kitchen nook, dining room, two terraces, bathroom and toilet. The floor area is 97.98 sq m residential and there are additional basement and attic spaces.

The building is brick from 1975, with wooden window frames and external roller shutters. The flooring consists of parquet, mosaic and carpet, and the walls are wallpapered.

The location is convenient with proximity to a hospital, school, shops and a bus stop about 200 m away. There is free parking in front of the block.

The property is suitable for family use with a functional layout and amenities close to the town centre.

With 20% down over 20 years the monthly mortgage payment is about 470 €, against an expected local rent of 332 €. The rent covers 71% of it.

Source: Market statistics for apartments in Gorna Oryahovica

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • close to school
  • free parking
Cons
  • ground floor
  • wooden window frames
  • in need of renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 254 days.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  3. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room
  • kitchen nook
  • dining room
  • terrace
  • terrace

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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