Sale

Three-room apartment with terrace in Gorna Oryahovitsa

Oblast Veliko TyrnovoGorna Oryahovica
Published: 9 January 2026 Updated: 16 September 2026
Sale45,500 €669 €/m²
Expected rent332 € /mo

~28,000 € BELOW MARKET

good value

against the median for apartments in Gorna Oryahovica (180 properties)

Area
68 m²
Floor
2 / 5
Construction
Brick

Yield analysis

Strong investment rating

8.8% / yr
Monthly payment202 €20% down payment · 20 yrs · 3%
Expected rent332 €at market conditions for the neighbourhood

The rent covers 164% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 11 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 28,000 € below the typical price (the median) for apartments in Gorna Oryahovica (180 properties) — 669 €/m² against 1,078 €/m².

Apartment with three rooms, located on the second floor of a five-storey building in Veliko Tarnovo region, Gorna Oryahovitsa.

The layout includes bedroom, living room, kitchen, bathroom with toilet and terrace, providing functional use of the space.

The building is brick construction, and the apartment has replaced window frames, which improves thermal insulation.

The location is close to the town's train station, offering convenient transport and access to urban infrastructure.

The property is suitable for people looking for a practical home with good layout and a middle floor in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 202 €, against an expected local rent of 332 €. The rent covers the whole payment (164%).

This property is advertised in 3 offers from 3 different sellers. The gap between the cheapest and the dearest is 3,072 €. It has been listed for 267 days.

Source: Market statistics for apartments in Gorna Oryahovica

Pros and cons

AI summary
Pros
  • functional layout
  • replaced window frames
  • middle floor
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 3 listings, and the prices differ by about 6%.

  2. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 38% below the average for comparable properties.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 267 days.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • living room
  • kitchen
  • bathroom
  • terrace

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby