Sale

Three-room apartment with two terraces in Gorna Oryahovitsa

Oblast Veliko TyrnovoGorna Oryahovica
Published: 1 March 2026 Updated: 30 September 2026
Sale97,850 €873 €/m²
Expected rent332 € /mo

~23,000 € BELOW MARKET

good value

against the median for apartments in Gorna Oryahovica (180 properties)

Area
112 m²
Floor
4 / 5
Construction
Brick
Year
1996
Heating
Gas

Yield analysis

Fair investment rating

4.1% / yr
Monthly payment434 €20% down payment · 20 yrs · 3%
Expected rent332 €at market conditions for the neighbourhood

The rent covers 76% of the payment — you top up about 102 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 23,000 € below the typical price (the median) for apartments in Gorna Oryahovica (180 properties) — 873 €/m² against 1,078 €/m².

Three-room apartment in Gorna Oryahovitsa, Veliko Tarnovo region.

The layout includes a corridor, two bedrooms, a living room, a lounge, a kitchen, a bathroom with toilet, and two terraces, allowing for the creation of three bedrooms.

The building is monolithic concrete, built in 1996, with brick construction and is on the 4th floor of 5. The apartment has a north/south aspect and needs renovation.

The location is urban with convenient access to essential services and infrastructure.

The property is suitable for a family seeking a spacious apartment with potential for renovation and functional layout.

With 20% down over 20 years the monthly mortgage payment is about 434 €, against an expected local rent of 332 €. The rent covers 76% of it.

Source: Market statistics for apartments in Gorna Oryahovica

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • mid-floor
  • brick construction
Cons
  • needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 19% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 216 days.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room
  • lounge
  • kitchen
  • bathroom

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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