At market level
median 1,078 €/m² for comparable properties
177,400 € 1,167 €/m²
Rent covers ~ 42% of the payment
~ 332 €/mo rent · you top up ~ 455 €/mo
Sale103,000 €1,471 €/m²
Expected rent332 € /mo
~27,500 € ABOVE MARKET
overpriced
against the median for apartments in Gorna Oryahovica (180 properties)
Area
70 m²
Floor
5 / 5
Construction
Brick
Year
1980
Yield analysis
Low investment rating
Monthly payment457 €20% down payment · 20 yrs · 3%
Expected rent332 €at market conditions for the neighbourhood
The rent covers 73% of the payment — you top up about 125 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 27,500 € above the typical price (the median) for apartments in Gorna Oryahovica (180 properties) — 1,471 €/m² against 1,078 €/m².
Apartment with two rooms in Gorna Oryahovitsa, Veliko Tarnovo region. It includes a hallway, bedroom, living room, kitchen, bathroom with toilet, as well as two glazed terraces and a basement.
With 20% down over 20 years the monthly mortgage payment is about 457 €, against an expected local rent of 332 €. The rent covers 73% of it.
Source: Market statistics for apartments in Gorna Oryahovica
Pros and cons
AI summaryPros
- south aspect
- two terraces
- basement
- monolithic construction
Cons
- top floor
- lack of additional amenities
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 5 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- living room
- kitchen
- hallway
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,078 €/m² for comparable properties
71,148 € 1,094 €/m²
Rent covers ~ 105% of the payment
~ 332 €/mo rent · pays for itself in ~ 18 yrs
+71% above market
median 1,078 €/m² for comparable properties
138,000 € 1,840 €/m²
Rent covers ~ 54% of the payment
~ 332 €/mo rent · you top up ~ 280 €/mo
+73% above market
median 1,078 €/m² for comparable properties
136,000 € 1,863 €/m²
Rent covers ~ 55% of the payment
~ 332 €/mo rent · you top up ~ 271 €/mo
At market level
median 1,078 €/m² for comparable properties
100,000 € 1,000 €/m²
Rent covers ~ 75% of the payment
~ 332 €/mo rent · you top up ~ 112 €/mo
+15% above market
median 1,078 €/m² for comparable properties
144,000 € 1,241 €/m²
Rent covers ~ 52% of the payment
~ 332 €/mo rent · you top up ~ 307 €/mo
+19% above market
median 1,078 €/m² for comparable properties
89,600 € 1,280 €/m²
Rent covers ~ 84% of the payment
~ 332 €/mo rent · you top up ~ 66 €/mo
−43% below market
median 1,078 €/m² for comparable properties
40,000 € 615 €/m²
Rent covers ~ 187% of the payment
~ 332 €/mo rent · pays for itself in ~ 10 yrs