Sale−39% below market

4-room apartment with panoramic terrace in Center, Gabrovo

GabrovoCentyr
Published: 21 November 2025 Updated: 30 September 2026
Sale85,000 €772 €/m²
Expected rent387 € /mo
Area
110 m²
Construction
Brick

Yield analysis

Fair investment rating

5.5% / yr
Monthly payment377 €20% down payment · 20 yrs · 3%
Expected rent387 €at market conditions for the neighbourhood

The rent covers 103% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 5.9% · 5,000 €
  1. 85,000 €2 August 2026Initial price
  2. 90,000 €▲ 5,000 € (5.9%) 4 August 2026Price increasedCurrent

Property analysis

This apartment is priced 39% below the typical price (the median) for comparable properties — 643 €/m² against 1,055 €/m².

Apartment with four rooms in the center of Gabrovo.

The layout includes a vestibule, living room with kitchen area, three bedrooms, storage room and bathroom, providing functional use of the space.

The property is in a brick building and has undergone major renovation, offered in excellent condition.

The location is convenient for access to city infrastructure and services, while also offering a panoramic view from the terrace.

Suitable for families or individuals looking for a spacious apartment with good location and amenities.

With 20% down over 20 years the monthly mortgage payment is about 377 €, against an expected local rent of 387 €. The rent covers the whole payment (103%).

The asking price has risen by 5,000 € (5.9%) since it was first listed.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • panoramic terrace
  • major renovation
  • central location
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 6% higher than when it was first advertised.

  2. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 39% below the average for comparable properties.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 314 days.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • vestibule
  • living room
  • bedroom
  • bedroom
  • bedroom
  • storage room

Details

Category
Residential
Rooms
4
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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